Free for SA business owners
Free South African business calculators
Pricing, cash flow, loans, tax — every tool runs in your browser. No sign-up. No fees. Plain SA English, written for the owner who’d rather get on with it.
26
Live tools
72
In the backlog
100%
Free to use
2026/27
Tax year
Live tools
Start with one of these
The calculators that are live today. Every one runs in your browser; nothing you type leaves your device.
Markup vs Margin Calculator
Work out selling price, profit, markup %, and margin % in any direction.
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Cost of Goods Sold (COGS)
Combine materials, labour, and overheads into your true unit cost.
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Profit & Loss Estimator
Monthly income vs expenses on a simple dashboard.
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Break-Even Calculator
How many units you must sell to cover your costs.
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Cash Flow Forecaster
A 3-month projection to avoid cash crunches.
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Unit Cost Calculator
True cost per individual item produced.
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Business Loan True-Cost
Reveal the total cost of credit including hidden fees.
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Loan Calculator
Monthly repayment and total interest on any loan.
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Loan Payoff Calculator
How long until you're debt-free at your current pace.
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Car Loan Calculator
Affordability and total cost on vehicle finance.
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Mortgage Calculator
Monthly bond repayment based on rate and term.
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Mortgage Refinance
Does refinancing your bond actually save you money?
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Credit Card Repayment
How long to clear a balance and what it really costs.
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VAT Calculator (15%)
Add or remove VAT from any price.
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B-BBEE Level Estimator
Determine your status as an EME.
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Compound Interest
How money grows when interest earns interest.
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Simple Interest
Flat interest on a fixed principal.
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APY Calculator
Annual percentage yield from a stated interest rate.
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CAGR Calculator
Compound annual growth rate between two values.
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Future Value Calculator
What an investment is worth at a future date.
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Savings Goals
Monthly amount needed to hit a target by a date.
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Hourly to Salary
Convert an hourly rate to a monthly or annual salary.
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Salary to Hourly
Convert a salary to an equivalent hourly rate.
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Overtime Calculator
Overtime pay under SA labour law (BCEA).
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Pay Raise Calculator
What a percentage raise looks like in Rand.
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UIF Contribution
Monthly UIF deductions for your employees.
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Coming soon
72 tools across 10 categories
New tools launching weekly. Browse the full backlog by what you’re trying to figure out.
Pricing & Margins
Set prices that leave you with profit.
2 live2 total
Cash Flow & P&L
Track health and avoid cash crunches.
4 live4 total
Loans & Debt
Understand the real cost of borrowing.
7 live9 total
Tax (South Africa)
SARS, VAT, B-BBEE, CIPC — the SA-specific stuff.
2 live4 total
Savings & Investments
Compounding, growth, and long-term planning.
6 live13 total
Pay & Payroll
Salaries, wages, overtime, UIF, employment basics.
5 live7 total
Conversions & Measurements
Currency, units, and shipping-weight maths.
20 total
Construction & Trades
Quantity and material calculations for the trades.
5 total
Energy & Utilities
Eskom tariffs, savings, and consumption.
2 total
Operations
Day-to-day running of the business.
6 total
What we stand for
Our principles
Built for SA
Every calculator and guide is built for South African rules — SARS, CIPC, NCA, BCEA, B-BBEE. Not adapted from foreign tools.
Sourced, not made up
Articles link to the regulator for current caps, rates, and thresholds. Numbers in the calculators come from your quote, not from our guesses.
Plain SA English
Markup, not amortisation. Money in your pocket, not net profit margin. Jargon gets explained the first time it appears.
Free, forever
No sign-up, no paywalls, no premium tiers. Calculations run in your browser; the figures you enter never reach our servers.
The institutions
CIPC, SARS, NCR, the banks — in one place
The government bodies, regulators, and banks every SA business owner ends up needing. Direct links, current names, short notes on what each one is actually for.